Workplace Safety Incentives Since 1991
Prior to implementing Safety Pays, most of the company owners and managers we work with generally considered workers' compensation to be their highest insurance cost. But as Safety Pays succeeded in substantially reducing, if not eliminating, on-the-job injuries, they began focusing on other risk dollars they could control, especially those associated with liability.
Working with these customers, it didn't take us long to adapt Safety Pays incentives to target not just on-the-job injuries, but any type of accident which resulted in a loss. After all, our motivational strategy is designed to increase worker safety awareness and, it goes without saying, this should apply to everything they do.
Without a doubt, one of the greatest liability expenses our customers face is the cost of insuring company vehicles. All of us know what happens to our auto premium any time we're involved in an accident, or even when we get a ticket. So it's not hard to imagine the enormous burden any company bears when it comes to covering their trucks; especially those with an on-going accident problem.
Thus, finding a way to motivate long-haulers, routemen and delivery people to drive with care is critical to keeping fleet liability costs in line. To assist companies with this, Safety Pays offers a special "driver" incentive program which has been customized to address vehicle accidents which result in either injury or property damage.
We make a point to target "at fault" accidents since we don't want to penalize someone who is clearly without blame. We therefore define a non-preventable accident as one which occurs in spite of the drivers 100% effort to drive safely, keeping in mind limitations of any adverse conditions and making sure the driver reacted appropriately to the incorrect actions of others.
This would also include situations where a vehicle is damaged while legally parked; damage resulting from following the directions of a law enforcement officer; or damage resulting from unavoidably striking an animal.
Beyond targeting vehicle accidents, this unique design incorporates a series of bonuses and penalties for compliance with DOT requirements and other fleet policies including:
Obviously, part of a successful driver incentive program is to not only motivate a company's drivers to avoid accidents, but also to raise their safety awareness to such a degree that they are able to maintain "clean" driving records.
Moreover, because there are tremendous costs associated with drivers failing to follow proper vehicle maintenance procedures, an integral part of the Safety Pays vehicle program is to reward those drivers who adhere to maintenance guidelines and penalize those who don't.
Overall then, Safety Pays has put together a specialized incentive program which can reduce vehicle accidents just as effectively as it reduces at-work injuries. And to the same extent that we've developed a fleet liability program, we've also developed other Safety Pays liability applications unique to a variety of industries.
For example, we have in place a special cargo claims incentive program for several of our moving and storage clients. A similar program design is available for companies wanting to reduce inventory damage.
The bottom line is that regardless of what your particular liability concern may be, we can put together an incentive program which will make a BIG difference and dramatically reduce such losses!